The typical argument in favor of the United States’ uniquesystem of health care often centers on the freedom consumers have to choose thebenefits that best meet their needs.

In reality, however, few Americans are truly health care shoppers. Most getinsurance through their employer, and even if the employer offersan array of options, many employees don’t understand the benefitsthey can choose from.

A recent poll by Chicago-based employee communication softwarecompany Jellyvision found that 48 percent of U.S. workers saythat making choices about healthinsurance is “very stressful.” Forty-one percent sayenrolling in their employer’s health plan is very confusing.

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