We all know there’s a pay gap between what men and women make at the same jobs. But that gap could penalize millennial women even worse -- in saving for retirement, a new study says.

According to Financial Finesse’s report “2016 Gender Gap in Financial Wellness,” neither millennial men nor women are putting away enough for retirement, but typically, 25-year-old women are lagging substantially behind their male counterparts in saving a frightening 28 percent less.

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