Student loan debt is a major problem in our country, but what many aren't aware of is how the cost of college has created a nasty cycle that's hard to break. Young adults want to continue their education in order to improve their professional opportunities, yet this often means taking on large amounts of student loans.

Then, once the student graduates, they are unable to find a job in their field that pays enough to cover those loans. That's when the trouble really starts for them financially. Now that many millennials are starting to think about starting families, they face the tough question of how to pay off their own college debt as well as save for their children's education.

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