Anyone with the foresight to wager that in 2016, the Chicago Cubs would win the World Series andDonald Trump would become the 45th president of the United Stateswould likely be retired by now, not working in the employee healthbenefits industry.

Trying to predict the changes that will affect the industry inthe coming year is always a roll of the dice, but it can beespecially challenging with leadership changes in the White House,Congress and many statehouses.

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