The Affordable Care Act helped insurers increaseindividual major medical enrollment to 10.9 million in 2014, from 7.9million in 2010.

But about 2.3 million of the 3 million additional enrolleescovered in 2014 had either a major health problem, suchas cancer, or a serious but less severe health problem, such ashigh blood pressure or depression.

About 1.4 million of the additional 2014 enrollees had a severehealth problem, such as cancer or heartdisease, that would probably have kept them from getting ordinarymajor medical coverage in states that allowed medical underwritingin the individual market before Jan. 1, 2014.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.