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While other big insurers were relatively slow to pull back from the ACA's individual insurance exchanges as their losses mounted, UnitedHealth started taking steps to limit its losses in late 2015 and announced a near-total exit in April 2016. (Photo: AP)

UnitedHealth Group Inc. on Tuesday was the first of the big health insurers to report fourth-quarter earnings, and it largely demurred on the industry’s burning question: What does Donald Trump mean for health care? 

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