High deductibles, health savings accounts and other types of consumer-driven health care strategies are being embraced by the country's youngest and best-paid workers.

A new report by BenefitFocus finds millennials are putting 20 percent more money into HSAs than other generations. Similarly, 44 percent of the youngest workers in the economy opt for a high deductible health plan.

It's hard to know whether those putting money into HSAs or using HDHPs are doing so because they like the idea of controlling more of the health care spending or because their employer isn't providing them a lot of attractive alternatives.

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