Americans seem to have a lot to worry about when it comes to their finances. (Photo: iStock)

Americans are behind on retirement savings and also having trouble paying for health care expenses — and among those 50 and older, workers saving for retirement fear that health care costs will threaten their ability to retire.

An Investopedia study finds that even affluent Americans’ preparedness for retirement isn’t exactly going swimmingly, with 52 percent of respondents feeling behind on their target savings and many expressing concerns that they will be unable to retire on time, according to their individual goals.

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