Retirement’s gonna cost more, and advisors need to prepare their clients—not justby warning them, but by changing the way they plan for clientportfolios.
That’s the assertion in “Planning for a More ExpensiveRetirement,” a study in the Journal of Financial Planning, whichwarns readers that recent studies are suggesting that the demandfor stocks since 1980 has pushed down returns “below theirhistorical average,” and that bonds are also providing yields thatare considerably below historical averages.
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