Americans haven't been all that self-assured about their prospects for retirement.

In fact, last year just 64 percent of workers were confident they'd be able to manage a comfortable retirement, while in 2015, 72 percent did.

But according to the latest version of Capital One Investing's Financial Freedom Survey, 2017 saw that confidence slip to just 62 percent. In addition, fewer than half of respondents even have a long-term financial plan.

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