LAS VEGAS – A guy from Morgan Stanley, a guy from Prudential Investments, and a guy from GRP Advisor Alliance walk onto a stage and talk about the fiduciary rule.

What's the punchline? How about "Even though the rule has been delayed and might never happen, the way you do business will change anyway"? Not so funny when it's your business, your career.

At the NAPA 401(k) Summit, at least a thousand retirement industry people were engrossed in what Edward O'Conner, Joe Gill, and William Chetney, respectively, had to say about the rule that is currently in political-bureaucratic limbo.

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