As a plan sponsor, you have two important responsibilities: to demonstrate prudent fiduciary governance and to help your employees successfully retire. (Photo: Shutterstock)

There are a handful of phrases we use on a regular basis that are either commonly misused or just all around nonsense. For example, “I could care less” is often misused vernacular intended to illustrate how little one cares for something. But what they mean is: “I couldn’t care less.”

As a retirement plan advisor, “I’m all set” is a phrase that we hear a lot – and frankly, it’s simply not true.

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