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No matter how dire the retirement-saving situation seems at 50, things tend to work themselves out by the time retirement hits. (Photo: iStock)

You hit the big 5-Oh and you suddenly remember you forgot to save for your retirement. What happens next? If you’re like many, you throw in the towel and resign yourself to working until the day you die.

Things aren’t really that bad, but the decade of one’s fifties represents the “tomorrow” you kept putting all your financial actions off to while you were just figuring out how to make ends meet in your younger years.

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