It's no secret that women are running behind men when it comes to saving for retirement, despite the fact that they'll probably live longer and almost certainly need more money than men to see them through.

And Mother's Day represents one of the major stumbling blocks standing in women's way to a secure retirement: caregiving.

That's according to a NerdWallet report that points out the role caregiving plays in keeping women out of the workforce and short on income.

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