Many Americans are doing without disability insurance, often because it’s notoffered by their employer, according to a new survey by OneAmericaand the Harris Poll. OneAmerica, an insurance and financialservices company based in Indianapolis, found that only 34 percentof employees surveyed say they have disability insurance.
The survey of 2,100 U.S. adults, revealed that among employedAmericans who do not have short- or long-term disability insuranceprovided by their employer, 43 percent say the reason is becausetheir employer does not offer it.
Only 14 percent say the reason they don’t have it is becausethey cannot afford coverage; a combined 34 percent don’t havepolicies through their employer due to other obligations orexpenses they feel are higher priorities (12 percent), don’t seethe value (12 percent), or say “I am healthy and don’t need it” (14percent).
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