After signing death warrants for state and city plans to launch retirement plans for workers not covered by their employers, one might think that the president has already gone pretty far in making it tougher for U.S. workers to have a decent retirement.

But wait, as the commercial goes—there's more!

While there's a popular belief that the Chinese word for "crisis" is composed of two characters, one meaning "danger" or "risk" and the other "opportunity," there are plenty of places on the Web that will debunk the notion.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events
  • Access to other award-winning ALM websites including and

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.