While health care inflation has slowed in recent years, it stilloutpaces actual inflation. This helps explain why many employerscontinue to pass benefits costs onto employees.
|But passing costs onto employees does not necessarily meanefficiency.
|The steep cost of emergency services can cause considerablefinancial strain for high-deductible plan enrollees. What’s more,multiple unnecessary ER visits would quickly exhaust deductibles,at which time high-deductible plans would kick in. That would meanavoidable plan costs potentially driving higher premiums nextenrollment season.
|The bottom line? Consumerism is about more than passing costson.
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