Financial technology is about to go mainstream.

That's according to the EY FinTech Adoption Index, which finds that fintech adoption among consumers has surged globally over the past 18 months—in the U.S. it's doubled since 2015—and an average of 33 percent of digitally active consumers across the 20 markets in the study now use fintech..

The U.S. has the highest adoption rates within three of the top five fintech categories: financial planning tools, savings and investments and borrowing.

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