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There’s been a lot of speculation about how fintech companies might end up shoving aside many traditional insurers. Photo: Shutterstock

There’s been a lot of speculation about how fintech companies might end up shoving aside many traditional insurers with new business models and more innovative customer engagements.

But while the industry may be ripe for disruption, I think we’re far more likely to see increasing carrier collaboration with — rather than displacement by — game-changing startups.

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