The most rational response an agent or broker can make to the latest efforts to change the current Affordable Care Act system is probably, "Wow. How about that?"

But some producers, like other people, might want to come up with at least a hazy idea of how the individual major medical coverage market and related markets might work in 2018, given all of the conflict and confusion inside the federal government.

Consumers and employers will be desperate to hear your ideas about how health insurance will really work. The longer the uncertainty persists, the more they will look to you for ideas about what all that talk in Washington means for their ability to pay for their future medical care.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.