The most rational response an agent or broker can make to thelatest efforts to change the current Affordable Care Act system is probably, "Wow.How about that?"

But some producers, like other people, might want to come upwith at least a hazy idea of how the individual major medicalcoverage market and related markets might work in 2018, given allof the conflict and confusion inside the federal government.

Consumers and employers will be desperate to hear your ideasabout how health insurance will really work. The longer theuncertainty persists, the more they will look to you for ideasabout what all that talk in Washington means for their ability topay for their future medical care.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.