The bigger the retirement plan, the more likely an employer would be ready to abandon it to shift employees to a state-run retirement plan.

But the more concerned the employer is about an employee's ability to save adequately for retirement, the less likely the employer is to shutter its defined contribution plan and push employees onto state-run plans.

A blog post at the LIMRA site points to a recent LIMRA Secure Retirement Institute study finding that while 30 percent of employers offering a DC plan say they're "very likely" to stop offering the DC plan and have their employees enroll in a state-run retirement savings plan, an equal number say they're not "very likely" to do so.

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