Consumer-directed health care and HSAs will play a large role in the future of the health care system. Photo: Getty

Most Americans don’t understand exactly what’s in their health insurance plan, but they tend to have a better idea when they manage some of the costs with a health savings account, according to a new report from HSA Bank. 

For the report, “Health Plan Professionals Envision HSAs and CDH in Future Healthcare System,” the bank surveyed 326 health plan professionals and found that the majority of respondents either disagreed (39 percent) or somewhat disagreed (32 percent) with the statement: “In general, Americans with health plan coverage understand how it works.” 

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.

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