These 7 facts about Social Security can help in planning and saving for retirement. (Photo: Bigstock)

Despite the fact that millions depend on Social Security during retirement, neither the general public nor some financial advisors and plan sponsors have up-to-date knowledge on how it fits into an overall retirement picture.

Americans tend to overestimate how much they’ll get, or how far the money will go; political threats to the program could leave many seniors adrift just when they need it most.

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