For Byron Ellis, hurricanes are old hat.

The managing director in United Capital's The Woodlands office, about half an hour outside Houston, told our sister publication, ThinkAdvisor, that Harvey is the fourth or fifth hurricane or tropical storm he's endured, but it doesn't matter how a storm is rated. "Both can be equally as bad, whether it's rain, or electricity is out, trees getting blown down," he said.

Ellis lives on a creek and decided not to leave when officials instituted a non-mandatory evacuation for his area. "People were saying, 'Just go, get out, don't take any chances,' but the fighter in you wants to say, 'No. I'm going to stay,'" he explained. "I'm going to make sure if there's a chance for me to save anything, I can."

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