You know the drill. Women are facing greater retirement challenges than men: they livelonger and so will need more money to see them through—especiallybecause of the likelihood of their needing to spend more on healthcare—and they make less.

While they provide care to family members in need, by the timethey hit retirement they’re much less likely to have anyone toprovide care to them—hence the increased health care spending.

And they’re out of the job market for protracted periods of timebecause of having and raising children and/or providing care toailing and elderly family members.

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