Do Roth 401(k)s and traditional 401(k)s yield the sameretirement income for savers?

The question of the advantages—and disadvantages—of Roth 401(k)shas taken on greater urgency as lawmakers contemplate capping oreliminating contributions to traditional 401(k)s, the deferrals towhich are made on a pre-tax basis.

Much of the conventional wisdom in the retirement industry hasassumed that 401(k) savings plans, whether designed on thetraditional pre-tax basis, or the Roth after-tax basis, yieldsimilar levels of retirement income.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.