It would be a no-brainer to think that millennials would want to flock to the Big City – NYC or LA – or some other large hip and happening city like Austin, Texas or Denver, Colorado. But when they want to start settling down, many are opting for the quieter life – but where there are still plenty of career opportunities.

At least that's one of the main take-aways from Ellie Mae's most recent list of the cities where millennial borrowers represented the highest percentage of homebuyers, shown on its Millennial Tracker.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.