It's not easy being compliant, and administrators of employee benefits plans need to be on their toes lest they mess up and fail to satisfy one or more requirements.

So says a Smart Benefits report that highlights some commonly violated precepts, beginning with the right way to communicate with plan participants.

All plans subject to the Employee Retirement Income Security Act of 1974 (ERISA), for instance, have disclosure or communicating requirements, such as distribution of a Summary Plan Description, Summary of Benefits and Coverage and numerous other notices.

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