For the vast majority of employees who don’t have an attorney easily available for legal advice, a legal services benefit can be a huge asset. (Image: Shutterstock)

Data breaches are happening at a record pace these days, making identity theft and fraud seem practically inevitable. Perhaps that’s why the majority of Americans in a recent survey hadn’t even checked to see if they were victims of a major breach. Maybe they’re thinking, “What’s the point if it’s going to happen anyway?”

Or maybe it’s because, as another survey found, people aren’t aware of what they can do about potential fraud. Of people that didn’t activate a credit freeze (which is a first line of defense in light of breaches), 37 percent said it was because they weren’t aware it was possible or didn’t know how to do it!

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