In theory, most of the U.S. health care delivery system and most of the health care finance system could work about the same way in 2018 as they've worked in 2017.

Medicare and group health plans look as if they'll continue on something like the same path.

Even the 2018 individual major medical market could go through some bumps and then settle down into looking like a creakier version of the 2017 market.

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Allison Bell

Allison Bell, ThinkAdvisor's insurance editor, previously was LifeHealthPro's health insurance editor. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached at [email protected] or on Twitter at @Think_Allison.