(Bloomberg View) -- Half of working-age households in theU.S. were on track in 2016 to be able to maintain theirstandard of living in retirement, according to the NationalRetirement Risk Index report out this month from the Centerfor Retirement Research at Boston College.

Thanks mainly to rising home values, that'sbetter than in 2010 or 2013. But it still means that half ofworking-age households aren't prepared for retirement, up from just30.4 percent in 1989.

The Center for Retirement Research calculates thesepercentages based on data from the Federal Reserve's triennialSurvey of Consumer Finances, the 2016 edition of which wasreleased in September.

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