Bear in mind, this generation (currently aged 21 to 37) grew up with the 9/11 attacks, the Great Recession, school shootings and social media. They’re not as carefree as earlier generations were. (Photo: Shutterstock)

Millennials have different ideas about retirement, longevity and their finances at the end of life than other generations.

But that doesn’t mean they think about those things all that much, nor realistically. In fact, they’re not thinking about their future much at all.

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