There's a significant shift occurring in benefits packages offered by large employers. The focus is no longer all about plan cost containment. Instead, offering more choices to employees appears to be driving the benefits trend.

That's what a survey of 540 large employers by Benefitfocus reveals. The benefits services provider found that employers offering plan members a high-deductible plan as an option along with a traditional plan has jumped more than 20 percent since the 2016 survey. The survey also underscored the increasing sophistication of plan members to understanding their benefits, as they are weighing the pros and cons of high-deductible versus traditional health coverage.

Benefitfocus extracted four major trends from the survey data, which came from employers with an aggregate 1.3 million covered employees. The top four:

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