There's good news and bad news about Americans' retirement preparedness, according to the latest Fidelity Investments "America's Retirement Score."

Fidelity quizzed 3,100 respondents on their retirement savings habits to evaluate preparedness among U.S. workers.

And while it found that those who save are doing better at it, Investopedia reports that half of those surveyed are at risk of not being able to completely cover expenses when they retire.

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