As the benefits industry looks ahead to the coming year, the biggest question is – yet again – what’s in store for the Affordable Care Act?

With the individual mandate repealed through the Tax Cuts and Jobs Act, effective 2019, the benefits industry could go in two different directions. Is the ACA here to stay, or are other regulatory rollbacks right around the corner?

Though health care was a major conversation throughout 2017, arguably, there was little appetite to dramatically change the employer segment, which insures more than half of the U.S. population. Most of the political focus was, and remains, on the law’s provisions affecting individuals.

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