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Money and Medicine While it’s easiest to go where your doctor suggests or to choose a provider based on office location, this approach tends to drive up costs – for both employees and their employers. (Photo: Shutterstock)

Navigating today’s health care system is challenging. Tricky acronyms and technical jargon combined with a seemingly endless array of providers and plan options can be a lot to juggle, with low health care literacy costing Americans more than $230 billion per year due to poor decision-making.

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