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Savings Concept Automatic enrollment results in lower savings rates, as workers often fail to save more than 3 percent—the most common automatically set savings rate. (Photo: Shutterstock)

A new study sponsored by TIAA sets out to parse the reasons why participants in defined contribution plans behave they way they do when defaulted into plans at a 3 percent deferral rate.

Nick Thornton

BenefitsPRO

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