Data on screen "As the ease of access becomes simpler and cost to develop these technologies continues to plummet, it is likely that we will continue to see a flurry of activity while insurers seek the winning product design." (Photo: Shutterstock)

Insurtech will disrupt retail personal lines sooner than life insurance and commercial property and casualty, but no matter the line, technology-led innovations focused on distribution will have a greater impact in the near term, according to the report, "Finding Value in Insurtech, Part 1: Predicting Time-to-Value."

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.