Future city concept Seventy-two percent of millennials say they are nervous that their jobs will eventually phase out health coverage and 401(k) plans, and 83 percent are worried that they're not going to get a fair return on the money they are putting into Social Security right now. (Photo: Shutterstock)

At the risk of stating the obvious, millennials won't always be young. In fact, in the next few years, millions of them will turn 40.

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