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Four business people While it may seem a nuisance to take care in forming a retirement plan committee, decisions made at this early stage will have implications later.(Photo: Fotolia)

NASHVILLE — One piece of advice a plan sponsor may be glad they followed is to create a retirement plan committee.  For one thing, it spreads the fiduciary liability across a greater swath of people, rather than piling it on a lone CFO or HR director who might not even realize the extent of their own liability.

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