Stethoscope and dollar Only recently did prescription drugs become the biggest cost-driver as the growth in the price of medication has outpaced the growth in the cost of other health care services. (Photo: Shutterstock)

What are consumers’ monthly health care premium paying for? More than anything else, it is covering the rapidly rising cost of prescription drugs, according to a new analysis by America’s Health Insurance Plans.

The AHIP study finds that 23.2 cents for every premium dollar goes to prescription medication. The second greatest cost-driver are doctor services (22.2 cents), followed by office visits (20.2 cents), hospital stays (16.1 cents) and taxes (4.7 cents).

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