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Cost-share chart The thinking has been that requiring workers to shoulder more of the cost of care will also encourage them to cut back on unnecessary spending. (Image: Shutterstock)

When Carla Jordan and her husband were hit with a cascade of serious medical issues, she knew that at least her family had health insurance through her job. What she didn’t realize was that even with that coverage, a constant stream of medical bills would soon push the family to the edge of financial collapse.

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