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Workers with retirement savings in 401(k) plans would be better served spending the assets down to delay claiming Social Security than they would buying an annuity, professor and labor economist Teresa Ghilarducci argues.

The mounting calls from lawmakers, regulators, and even the Government Accountability Office for more annuities in 401(k) plans is getting pushback from prominent retirement economists.

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.

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