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T.J. Morrison is a second-generation agency owner with an interesting insight into what is happening in the self-funded universe. He believes that the huge interest in these plans requires that they be designed and operated differently than in years past. Listen to learn why T.J. thinks reference-based pricing is like a divorce attorney and bundled pricing is like a prenuptial agreement. We explore regional differences to see what is working and what is hot in different parts of the country, and more.


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