“Auto-enrolling employees in disability coverage on an opt-out basis can help nudge employees in the right direction while preserving their freedom to choose,” says one expert. (Photo: Shutterstock)

Auto-enrollment can eliminate the hassle – and perhaps even stress – for employees when choosing benefits, considering that many hurry through the process, according to an Unum survey.

Unum polled 1,227 U.S. workers and found that nearly half (49 percent) spend 30 minutes or less reviewing their benefits prior to enrollment. A fair amount (21 percent) say they feel stressed when enrolling in their benefits, 22 percent say they are confused and (20 percent) are anxious.

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Katie Kuehner-Hebert

Katie Kuehner-Hebert is a freelance writer based in Running Springs, Calif. She has more than three decades of journalism experience, with particular expertise in employee benefits and other human resource topics.