The average cost per dependentin the United States is $4,570, according to Trustmark, and atleast five to 12 percent of dependents are considered ineligible.(Photo: Shutterstock)

Having a good health plan is one of the few benefitsemployees value over compensation. In fact, health care isranked third, below paid time off and overall benefit options asjob satisfaction requirements, according to the Society for Human ResourceManagement.

Health care is especially important to those employees who arethe main breadwinners for the family. However, not all familymembers can be added to an employee's plan as a dependent.

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