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The average cost per dependent in the United States is $4,570, according to Trustmark, and at least five to 12 percent of dependents are considered ineligible. (Photo: Shutterstock)

Having a good health plan is one of the few benefits employees value over compensation. In fact, health care is ranked third, below paid time off and overall benefit options as job satisfaction requirements, according to the Society for Human Resource Management.

Health care is especially important to those employees who are the main breadwinners for the family. However, not all family members can be added to an employee’s plan as a dependent.

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