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I’ve been chronicling the surprises people discover once they retire. This naturally led to the question “What can you do to not be surprised?” I asked this question to retirement professionals all across America. (Photo: Shutterstock)

One of the great things about the job of a journalist is the unique ability to make talking to – and learning from – people all over the country a part of your everyday life. Every so often, you hear a phrase that sticks it. It compels you to spread the word (or words) to as many people as you can. That’s how good it is. This is the story about one of those phrases.

Christopher Carosa

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