Health insurance enter key on keyboard After steady years of decline, the uninsured populationincreased by nearly 700,000 in 2017. (Photo: Shutterstock)

When the Trump administration nullified the individual insurance mandate by killing thepenalty in last year's tax reform bill, many were sure it wouldresult in a plunge in insurance signups and a spike in the uninsured rate.

With just days left until the end of the ACA open enrollment season, signups are down nearly20 percent over last year. The loss of the individual mandate mayhave something to do with it, but other factors at play include anincrease in alternative plans as well as a hot economy that hascreated more options for employer-sponsored health coverage.

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