People grouped in arrow shapeIn the past, employers were barred from subsidizing individualmarket coverage for their employees. (Photo: Shutterstock)

Insurers and health industry analysts are raising red flagsabout possible rule changes concerning the purchasing of individualor short-term health insurance products. Withoutproper protections, the industry insiders warn, the change couldincentivize employers to switch sicker, more expensive enrollees tothe individual market, raising premiums for both consumers and thefederal government, which subsidizes many individual plans.

The rule change was posted at the end of Octoberand the time period for comments on the rule ended on Dec. 30.Trump administration officials say the new rule would allow moreflexibility for both employers and individuals purchasinginsurance.

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