ACA Magnifying Glass Employersmay have opted against changing their insurance offerings based onseveral factors, including a desire to offer what best served theiremployees. (Photo: Getty)

One of the biggest fears about the implementation of theAffordable Care Act has not come true, according to a new study:employers have not dropped health care coverage of employees as aresult of the health reform law.

The new study, conducted by the University ofMinnesota's School of Public Health and published in the Journal ofHealth Economics and Management, looked at how the ACA affectedemployer-based health insurance. When the ACA went into effect in2014, it supplemented the existing employer-based system with ACAinsurance exchanges that individuals could buyinto, and expanded Medicaid coverage in states that choseto participate.

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