ACA Magnifying Glass Employers may have opted against changing their insurance offerings based on several factors, including a desire to offer what best served their employees. (Photo: Getty)

One of the biggest fears about the implementation of the Affordable Care Act has not come true, according to a new study: employers have not dropped health care coverage of employees as a result of the health reform law.

The new study, conducted by the University of Minnesota’s School of Public Health and published in the Journal of Health Economics and Management, looked at how the ACA affected employer-based health insurance. When the ACA went into effect in 2014, it supplemented the existing employer-based system with ACA insurance exchanges that individuals could buy into, and expanded Medicaid coverage in states that chose to participate.

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